MyHazards Conditions of Use

The Insurance Council of Australia (ICA) collects data about some events including cyclone, floods, bushfires and storms that occur in Australia (hazards). To assist the community the ICA has developed the MyHazards app. MyHazards is intended to provide viewers (User) with general, summarized hazard information that has been collected about and to identify the possibility of potential risks arising at identified properties within Australia. 

By accessing MyHazards, the User agrees and acknowledges that: 

  1. the information provided does not constitute personal advice and is not a substitute for professional advice. The ICA recommends that the User seek professional advice tailored to the User’s circumstances.

  2. MyHazards relies upon information which is authored by relevant local governments and similar organisations.

  3. the User must rely on its own examination, skill, and expertise in determining whether the data is accurate or relevant for use in the User’s personal circumstances.

  4. the ICA does not represent or warrant that the information provided in MyHazards is accurate, complete or current. 

  5. the ICA is in no way liable for any loss, damage or injury suffered directly or indirectly by the User or any other person as a result of use of MyHazards and/or its content and the User agrees to indemnify the ICA for any loss (including consequential loss), expenses, costs or damage that it may suffer as a result of or in connection with the User’s use of MyHazards.

  6. the User will not use MyHazards or its content for any purpose that is directly or indirectly unlawful or illegal.

  7. insurance companies use more detailed hazard data to un­der­stand the risks present at an in­di­vid­ual ad­dress which may differ from the information utilised by or presented in MyHazards.

  8. any intellectual property arising in MyHazards is owned by the ICA.

  9. these terms and conditions will be construed in accordance with the laws of New South Wales, Australia and the User consents to that jurisdiction exclusively. 

  10. these terms and conditions were last updated on 10May 2019.